Commercial operating system
The future operating system for commerce
Talmow unifies selling, stock, payments, and daily reconciliation — so you know what sold, what was paid, and what needs action before you close the day.
Works with your stack
The problem
Money moves in silos. Your business can't.
Payments are fragmented. Stock and sales don't align. Finance closes on spreadsheets. Talmow connects the full commercial lifecycle.
Disconnected tools
POS, spreadsheets, and payment providers that don't share a source of truth.
Blind spots at close
Unmatched payments and cash variance discovered hours after staff leave.
No operational intelligence
Reports that lag behind the decisions you needed to make this morning.
The platform
Six domains. One operating layer.
Commerce, operations, stock, money, intelligence, and controls — designed to work together.
Commerce
Products, customers, promotions, gift cards, and channels.
Operations
Orders, fulfilment, outlets, and store-level workflows.
Stock
Vendors, intake, inventory, transfers, and batch control.
Money
Payments, cash, refunds, settlements, and imports.
Intelligence
Reports, reconciliation, exceptions, and Tess.
Controls
Users, roles, terminals, devices, and audit logs.
Control room
See your whole operation in one snapshot
Sales vs payments, exceptions, stock signals, and Tess insights — without switching systems.
Sales vs payments
See expected money against recorded payments for every outlet, every day.
Exception queue
Unmatched payments, cash variance, and approval requests in one place.
Stock movement
Intake, transfers, counts, and low-stock signals tied to what sells.
Tess daily brief
Role-aware AI summary of what needs your attention before close.
Multi-outlet command
Branch performance, permissions, and consolidated reporting.
By the numbers
Built for operators who close the day
0+
Commercial domains unified
0
Setup modes supported
0%
Daily close visibility
0
Hour exception awareness
Product depth without the patchwork
Every module shares the same commercial truth.
Retail
Explore retail workflows on Talmow.
Payments
Explore payments workflows on Talmow.
Inventory
Explore inventory workflows on Talmow.
Reconciliation
Explore reconciliation workflows on Talmow.
Tess AI
Explore tess ai workflows on Talmow.
Reporting
Explore reporting workflows on Talmow.
Tess AI
Operational intelligence that knows your business
Role-aware daily briefs, natural language queries, and exception highlights — grounded in your actual transactions.
- Owner command view with commercial health at a glance
- Finance closure status and unmatched payment queue
- Manager exception and approval summaries
- Report center with scheduled delivery
Whatever you sell, we're the right fit
From mini-marts to supermarket chains — same platform, scaled to your operation.
Three ways to start
Talmow-led selling
Use Talmow as your primary checkout, devices, and receipts.
Import-led control
Upload daily exports from your existing POS and reconcile on Talmow.
Hybrid
Some channels in Talmow, others via imports — one truth layer.
Trusted by ambitious operators
Enterprise-ready from day one
Role-based access
Granular permissions from cashier to owner — same role system on every plan.
Audit-ready
Approvals, overrides, and changes logged for finance and compliance.
Import-first
Start with exports from your existing systems — no forced rip-and-replace.
Data consent
Talmow Capital shares analytics only with your explicit consent.
FAQ
Your bank account should do more than hold money. Now your retail stack can too.
Request a demo and see how Talmow helps you close every day with confidence.